Visa Gift Card is a perfect choice to gift your loved ones at different events like weddings, birthdays, and baby registries. It is also ideal for everyone irrespective of their age. You determine how much the value of the gift card you want to give out should be.

Do you currently have a Visa gift card in your possession and wondering how you can use it online? This article addresses everything you need to know including how to activate and use it online. Let’s get started!

What is a Visa Gift Card?

A Visa gift card is a prepaid card that is pre-loaded with a certain fund. The fund on the gift card can get you multiple purchases according to the value. The card is welcome and accepted everywhere.

They can be used to purchase items from any platform that accepts Visa. They come in two different forms including physical gift cards and e-gift cards.

The physical cards are branded plastic cards sold at physical stores like Valero, Walgreens, etc while the e-gift cards are digital codes sold online. The e-gift cards are sent to your email address or phone number upon purchase. There are several advantages associated with Visa gift card including security and easy access.

 

What Do You Need to Know About Visa Gift Card?

Visa gift cards are prepaid cards that can not be reloaded. This means an individual is only permitted to set an initial value upon purchase. Once that fund is exhausted, another fund can’t be added.

  • Like every other Visa card, the Visa gift card has the visa logo. This means it is eligible for use anywhere Visa is accepted.
  • Regarding payment for items, simply make the gift card available to the merchants and sign the purchase receipt.
  • Whenever you buy an item with a Visa gift card, the amount will be deducted from your gift card balance. It is recommended to always be updated with your card balance.
  • The card’s pre-loaded amount is only what you can use to make purchases.
  • Visa gift cards with a phrase like “electronic use only” need to be swiped through an electronic system at retail stores.

Do I Need to Activate My Visa Gift Card?

The activation process of gift cards is always determined by the brand behind the gift card. This requires you to go through the instructions provided with the specific gift card.

Most Visa gift cards are automatically activated when you purchase them. However, there are some Visa gift cards that require activation by the recipient before they can be used to make purchases.

What Should I Do if My Visa Gift Card Gets Stolen?


The Visa Gift Card comes with protection and security features. This means that, unlike cash, the Visa Gift Card can be replaced if lost or stolen.

All Visa gift cards are guaranteed premium security. So, be rest assured you will get a replacement if your gift card is stolen or lost.

However, it is important you always keep your gift card where it is safe. There are several steps you can take in the case of a lost or stolen gift card;

Reach out to the gift card issuer to report the case. Check for the toll-free number written on the back of the card or provided with the card information.

The financial institution will need the Visa Gift Card number to cancel the card and issue a replacement, so keep a separate record of the card number in a safe place. Refer to the materials you received with your card for details.
You will need to provide the lost or stolen Visa Gift Card number for it to be canceled and a replacement issued.
Be sure to write down your card number and keep it in a safe place in the event that your card is ever lost or stolen.
To guard against unauthorized use, be sure to sign the back of your Visa Gift Card. You will be asked to sign a purchase receipt when using the card for payment.

How to Check the Balance of my Visa Gift Card Online?

You can check your card balance any time, online or by phone. Refer to the back of your card or the card materials that accompanied your card for the contact information of the financial institution that issued your card.

You can check your Visa gift card balance either by phone or online. Check the back of your gift card or the card details that are provided.

It is important to know the remaining balance before making a purchase, as making a purchase for an amount greater than your balance could result in a denied transaction.

When making a purchase, be sure to record the amount and make note of your new balance.

If your card has expired and there is a remaining balance of funds on the card, you may wish to receive a new card. Some issuers also offer the ability to receive remaining funds via cheque.

If you have a balance on your expired card, contact the financial institution that issued your card or refer to your cardholder material to learn how to order a new card or a cheque. Issuers may charge a fee for this service.

What Happens After my Gift Card Expires?

If your card has expired, you have no returns to make and there is no remaining balance on the card, you may destroy the card.

If your card has expired and there is a remaining balance of funds on the card, you may wish to receive a new card. Some issuers also offer the ability to receive remaining funds via cheque.

If you have a balance on your expired card, contact the financial institution that issued your card or refer to your cardholder material to learn how to order a new card or a cheque. Issuers may charge a fee for this service.

How to Use A Visa Gift Card Online in Nigeria?

It is more news that the use of redeeming gift cards to shop items is not embraced in Nigeria. The best way you can enjoy gift cards in Nigeria is to exchange them for naira. The following steps will allow you to seamlessly do that.

  • Visit cardnosh.com or download the mobile app on Playstore. Search “Cardnosh” on Playstore then click install.
  • Create an account. The process is simple. Ensure you sign up if this is your first time and then log in later with your exact details.
  • Select the gift card “e.g Google Play Gift Card” on the first page. You can swipe the gift card image or just select it from the drop-down list.
  • Click the button below the text that says “Click here to begin”
  • Proceed to the next page and then select the subcategory of your gift card.
  • Enter the amount of the gift card you want to sell and also select the currency you want to be paid e.g naira
  • Continue to upload the gift card picture or input the ecode as the case may be.
  • Click on “Sell”. You will be notified after the trade has been confirmed. Proceed by clicking on “Submit”.

Conclusion

I hope you now understand how to smoothly use a Visa gift card online. Ensure to go for a reliable platform when you want to trade your gift card. Download the Nosh app to get started.

Categorized in: