Visa is a multinational financial services corporation that facilitates payments through its credit and debit cards. It is widely regarded as the world’s most powerful banking corporation.

Visa does not directly issue cards to users. It distributes Visa-branded payment cards to financial institutions (which could be debit cards, debit cards, gift cards, cash access, etc.). The institutions then offer them to their users.

A Visa gift card, like Mastercard and American Express, is one of the few international sorts of cards. Unlike conventional gift cards, these cards can be used at any retailer that accepts them. Visa is committed to delivering technology payment choices to its users, hence facilitating cashless transactions.

What is a Visa Gift Card?

Simply put, a Visa gift card is a prepaid debit card that may be used to buy products and services on any Visa-accepting platform. They are preloaded with a particular amount and cannot be reloaded once they have been used up.

Forms of Visa Gift Cards

They come in two varieties:

  1. Physical gift cards: These are branded physical cards that may be purchased at convenience stores or financial institutions
  2. E-codes: These are digital codes that are typically acquired online and sent to the recipient via email address.

Benefits of Visa Gift Card

  1. Payments can be made with Visa gift cards instead of cash.
  2. They assist you in avoiding the possibility of being robbed when carrying cash.
  3. They assist you in reducing the amount of money you spend while shopping. 
  4. They take away the worry of giving loved one the wrong gift.
  5. They can be used in about 200 countries. If you’re planning a trip to one of these nations, your gift card will come in handy.

Differences between Visa Gift Cards and Visa Credit Cards

  1. When Visa credit card is used up, it can be reloaded with any amount. Visa gift cards cannot be reloaded.
  2. The Visa credit card is normally linked to bank account, however the Visa gift card is not.
  3. When you use your debit card or withdraw money from the bank counter, you will be charged by the bank. When you purchase with a Visa gift card, you are not subject to these fees.

How to Sell a Visa Gift Card in Nigeria?

NOSH is an online marketplace where you can trade your gift cards for cash. You can quickly swap a Visa gift card for naira using the NOSH, and you are not restricted to that; you can exchange any gift card for naira.

The actual trading process is rather simple to comprehend:

  1. Download the app, create an account or log in.
  2. Choose Visa under your gift card category
  3. Enter the value of the card you want to sell.
  4. Submit your request
  5. You will receive a response from the platform in less than 5 minutes.
  6. Once the gift card has been confirmed, the naira equivalent will be paid to you.

You can contact NOSH support via email:, or via live chat (on the mobile app or on the site) if you prefer a more interactive session.

What to do if your Visa Gift Card is lost or stolen?

The Visa Gift Card has security and protection features. This implies that, unlike cash, a lost or stolen Visa Gift Card can be replaced.

  1. Report a lost or stolen card to the provider who issued it right away. Call the toll-free number on the back of the card or in the card instructions to do so.
  2. Keep a separate record of the Visa Gift Card number in a safe location since the financial institution will need it to cancel the card and issue a replacement. Details can be found in the paperwork that came with your card.
  3. For the lost or stolen Visa gift card to be revoked and a replacement issued, you must supply the card’s number.
  4. If your card is ever lost or stolen, be sure to write down your card number and keep it in a safe location.
  5. Make sure to sign the back of your Visa gift card to prevent unauthorised use. When paying with a gift card, you will be required to sign a purchase receipt.

Wrapping Up

The Visa Gift Card is a great option for birthdays, holidays, and weddings, and it may be used for any occasion. It’s also appropriate for all ages. You choose the amount of money to give; they choose how to spend it. And when you want to sell Visa gift cards in Nigeria, one of the most important factors that you need to consider is getting the best possible rate. Since the price you will get determines the profit you will make, it is ideal to opt for the best rates which you can find on Cardnosh.

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